Posts with tag 'Buying Tips'
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10
Does Your New House Need a Home Warranty?
If you're out looking for Excelsior homes for sale, there's a good chance that, at some point, you'll be offered a home warranty. Maybe the seller of your new home will offer to buy one to sweeten the deal, or maybe you've started receiving offers for home warranties in the mail. Either way, you probably have two very important questions: What is a home warranty, and do I need one?
Home Warranties vs. Homeowners Insurance
Purchasing homeowners insurance has been common practice for a long time, but home warranties have also become increasingly popular in recent years. And while the two may sound similar, there are some crucial differences.
- Homeowners insurance works like any other kind of insurance, offering financial protection for you if your home is damaged in any number of ways. The specifics depend on the details of your policy, but it's typical for homeowners insurance to cover theft, vandalism, and fire damage, as well as certain natural disasters. Damage from wind and hail are usually covered, but flood damage and earthquake damage often require a separate policy.
2
Buyers: Put a New Home on Your Holiday Wish List
The holidays are a busy time of year, with many people spending time attending parties, buying gifts, and decorating. Not as many are thinking about looking at Excelsior homes for sale this time of year, but it's actually an excellent time to buy a home. This is especially true if you live in a colder climate like Minnesota.
The following are some reasons why it's a great time to put a new home on your holiday wish list:
- Motivated sellers
Since there are fewer potential buyers looking for homes over the holidays, sellers are often more motivated. They know that it's not necessarily the best season for selling their home, so it may have been on the market for a while. The seller may also be motivated by a job change or another time-sensitive event. This means they may be willing to lower the purchase price or make other concessions like paying for a home warranty.
23
Buy a House: Power of a Personalized Offer Letter
The time has come: You're ready to make an offer on a house. This property isn't just any old house either. It's the space you believe could be a comfortable home for you and your family for years to come. You know that you've only got one chance to make a great first impression, and it's important that your offer letter helps you seal the deal.
Professional Offer Letter Dos & Don'ts
Purchasing a home is one of the largest financial decisions of your life. Submitting an offer is a big step to making this dream a reality. If you want to stand out in this competitive market, you may consider submitting a personalized offer letter to increase your chances of making a great impression and connecting with the seller in a positive, unique, and memorable way. Here are a few important dos and don'ts to remember as you draft your letter.
- DO Keep the Letter Personal
There's nothing like a personalized letter, whether it's an offer letter for a house or a thank you letter after closing. Instead of typing a letter and emailing it, consider purchasing good stationery and writing the letter by hand.
10
7 things to Look for During a Final Walk-Through
Your offer has been accepted, your finances are in order, and you're eagerly anticipating signing the final documents to officially own your dream home! Before the contracts are finalized, however, you'll need to perform one final walk-through of the property to ensure everything is in acceptable condition.
Even though the appraiser and inspector have already completed their assessments, it's still important that you give the interior and exterior of your soon-to-be home one last thorough examination. Here are seven things that we believe should be on your final walk-through checklist.
- Inspect the grounds.
Let's face it — with so much to inspect throughout the interior of the house, a detailed inspection of the exterior may fall to the wayside. However, it's important that you confirm that the condition of the yard is the same as you first saw it. Walk the grounds to make sure that exterior lighting, sprinkler equipment, foliage, and other items have not been removed. At the same time, you can also see if recent weather like rain or strong winds has damaged the exterior.
6
Excelsior Homes for Sale: 5 Reasons to Buy a Home During the Holidays
The holidays are just around the corner. With all the festivities, you may have forgotten to put something on your wish list, a new home! The holidays aren't the time of year most people typically think about buying a house, but there are some definite advantages. Here's why you should start your search for Excelsior homes for sale today.
- Less competition and inventory
Fewer people are house hunting during the holidays. If you've previously shopped and endured bidding wars, you may be more successful during the off-peak season. If you haven't started looking yet, but want to buy in a "hot" neighborhood, you may find less competition, increasing your chances of getting the home you want. If you're a first-time buyer, not having a staggering number of homes to choose from can make the job easier and there's less chance you'll overpay.