Posts with tag 'Joel Hentges'
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25
What to Put on Your Spring Home Maintenance List
Spring is the time when people start thinking about the to-do lists that they've been compiling all winter. Spring is also the time when many homeowners put their homes on the market. If you're one of them, that to-do list just became even more important. These home maintenance tasks that should be at the top of your list if you'are thinking about selling your Excelsior home.
- Clean Siding
Cleaning the siding on your house can be as simple as some soapy water and a long-handled brush. Cleaning off the grime that has accumulated during the year will do wonders in making your home look more inviting. If you think you need a heavy-duty treatment, try renting a power washer. If you're going to use a power washer, though, take heed, as it uses water that is under tremendous pressure. If you aren't careful, you can do more harm than good.
11
Celebrate St. Patrick's Day in Excelsior
There's no better way to celebrate St. Patrick's Day than by checking out the 7th Annual Bridgewater Bank Luck o' the Lake 5K Fun Run and 1-Mile Run. Hosted by the Excelsior-Lake Minnetonka Chamber of Commerce and sponsored by local businesses and the support of the community, this well-attended yearly run benefits Excelsior year-round.
The first of the 2019 Lake Minnetonka Running Series, the exciting run begins on the gorgeous streets of downtown Excelsior, travels through the streets of Greenwood, and allows runners and walkers to enjoy a scenic route along the shores of stunning Lake Minnetonka. After the race, celebrate at a St. Paddy's Day party in Excelsior that offers tons of fun for the whole family.
25
8 Fireplace Tips to Keep Your Home Safe this Winter
A number of homes for sale in Excelsior feature cozy fireplaces perfect for chilly winter nights. There's nothing better than sitting next to the fireplace, hot cocoa in hand. But while you're staying warm and cozy make sure to stay safe, too! Our realtors share some tips on staying safe while you enjoy your fireplace this winter.
- Make sure to have your chimney inspected and cleaned.
Do this before you decide to start building fires. Soot and creosote are deposited along the inside of the chimney can create a fire hazard. The chimney cap and damper should be free of debris and working properly. If you use your fireplace frequently, it may need cleaning more than once a year.
24
How to Get Pre-Approved for a Mortgage Loan
For many people, the financial side of home buying isn't quite as exciting as starting to look at houses. Many first-time buyers are anxious to get started, but before you head out to view Excelsior homes for sale in person, make sure to get a pre-approval letter from a reputable lender. You'll be glad you did!
Pre-Qualification vs. Pre-Approval
Pre-qualification isn't a thorough process. Often you don't even have to speak to a lender directly. Plug in a few bits of information about your income, expenses and what you think your credit score might be and you're done. It can be useful to get an idea of where you stand financially and what kind of monthly payment you can make.
2
What You Need to Know About Buying Your First Home
The decision to purchase your first home is a life changer and knowing what to expect and how to plan your strategy goes a long way towards making the experience less stressful. By following a few simple guidelines before you begin your house hunt, you may save yourself time, money and frustration between now and the day you close on your dream home. Here are some of the most important factors you should consider before beginning your search.
5 Things to Think About When Buying Your First Home
- Personal Financial Picture
Knowing your home buying budget before you start looking at homes is a smart move for new home buyers. Have a look at your current expenses, income, and assets, then get ready to talk to your bank. Obtaining a pre-approval for a mortgage will firm up your purchasing budget and give you peace of mind as you search for a home. Be sure to factor in hidden homeownership costs when finalizing your budget including homeowner's insurance, property taxes, HOA fees, maintenance, and utilities.